People with Roth IRAs generally have to wait five years before withdrawing earnings from their account. But the devil is in the details, and for this particular rule, getting those details can be ...

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still ...

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

Beginning in 2010, individuals are allowed to convert or roll over certain distributions from retirement plans and IRAs to Roth IRAs regardless of their modified adjusted gross income. Complex rules ...

If you manage your own finances online, consider getting some outside advice before making a big move — so you don’t make a ...

As year-end approaches, you may be eyeing Roth individual retirement account conversions. Stream San Diego News for free, 24/7, wherever you are with NBC 7. The strategy, however, boosts your income, ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Pay income taxes on converted funds. Plan conversions strategically to manage tax impact and maximize retirement benefits.

This may be the perfect time to convert a traditional IRA to a Roth IRA.

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you're earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA's ...