Any registered savings plan or retirement savings plan may be referred to as an RSP, while an RRSP is a government-registered account with set contribution and withdrawal requirements. Many or all of ...

So this is a Canadian specific question, but the principles are probably still relevant to those in the US. In Canada, we have an account called the Registered Retirement Savings Plan (RRSP). The ...

I have maxed out my RRSP deduction limit for the past two years due to my personal contributions and my company’s deferred profit sharing plan (DPSP). This year I stopped my RRSP contributions all ...

Your registered retirement savings plan can hold guaranteed investment certificates. Putting a GIC in an RRSP has tax benefits that may boost your retirement savings. Many or all of the products on ...

Renee Sylvestre-Williams is a finance and business reporter. In her more than 10 years of journalism, her work has been published in the Globe and Mail, Flare, Canadian Living, Canadian Business, the ...